ACCESS

Affordable Credit for Career & Education Support for Students — an interest-free TVET loan so cost never stands between you and a skilled career.

The greatest return earned by ACCESS is not financial interest, it is the lifelong contribution of skilled human beings. — OfP's ACCESS Program
Learn now, pay later — interest-free

ACCESS is OIST's student financing program designed to remove the financial barrier to technical and vocational education. Eligible students can enrol in a diploma or skill course today and repay their fees in easy installments after their training — with zero interest.

The goal is simple: no motivated student should miss out on a career-building qualification because of upfront cost.

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0% Interest

Repay exactly what you borrow — not a taka more. ACCESS is a fully interest-free education loan.

Four simple steps
1

Apply

Submit an ACCESS application along with your course admission.

2

Get Approved

We assess eligibility and approve your interest-free fee credit.

3

Study

Start your diploma or skill course without paying full fees upfront.

4

Repay Easily

Repay in small installments after course completion — interest-free.

Who can apply
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Enrolled or Applying

Open to students enrolling in any OIST diploma or skill training course.

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Basic Documents

Valid NID/birth registration, academic certificate, and a guarantor.

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Commitment

A genuine intent to complete the course and repay after training.

Don't let cost hold you back

Apply for ACCESS alongside your admission and start learning today.

Apply with ACCESS See Scholarships Too